mindi.id

Privacy Policy for Simulasi KPR

This Privacy Policy explains how the Simulasi KPR mobile application handles user information. We are committed to protecting your privacy and providing transparency regarding how the application works.

Last updated: June 16, 2025 Developer: mindi.id Team

Processed Locally

All application feature data and calculation inputs are processed locally on the user's device.

No Sensitive Data Access

The app does not request access to sensitive personal data stored on your device.

Uses Google AdMob

The app uses Google AdMob to display advertisements, which may collect limited device-related data.

Contents

  1. Introduction
  2. Information We Collect
  3. Local Data Processing
  4. Permissions and Device Access
  5. Third-Party Services
  6. Data Retention
  7. Children’s Privacy
  8. Changes to This Policy
  9. Contact Us

1. Introduction

This Privacy Policy describes how the Simulasi KPR mobile application (“App”) handles information when you use it. The App is developed to help users perform mortgage simulation calculations in a simple and accessible way.

Your privacy is important to us. We are committed to minimizing data collection and clearly explaining how the App works.

2. Information We Collect

We do not require you to create an account or provide personal information such as your name, phone number, email address, or payment information in order to use the core features of the App.

We also do not collect sensitive personal data through the App's main functionality.

Data Type Collected? Notes
Name / Email / Phone Number No Not required for app usage
Location Data No No location permission requested
Contacts / Photos / Files No No access requested
Simulation Input Data Processed locally Used only to calculate results on the device
Advertising-Related Data May be collected by AdMob Handled by Google AdMob according to its own policies

3. Local Data Processing

All data entered by users for the App's features, including mortgage simulation values and calculation parameters, is processed locally on the user's device.

We do not send your simulation inputs to our server for processing as part of the App’s core functionality.

4. Permissions and Device Access

The App does not request access to location, contacts, camera, microphone, SMS, or other sensitive permissions for its main features.

If permissions are added in a future release for new features, this Privacy Policy will be updated accordingly.

5. Third-Party Services

The App uses Google AdMob to display advertisements. Google AdMob may collect and process certain limited information, such as device identifiers, advertising data, and app interaction data, in accordance with Google’s own privacy policies.

Please refer to Google’s Privacy Policy for more information about how Google handles data:

https://policies.google.com/privacy

6. Data Retention

Since the App’s main feature data is processed locally on the device and not stored on our servers, we do not retain personal mortgage simulation data through normal use of the App.

However, third-party services such as Google AdMob may retain certain data according to their own retention policies.

7. Children’s Privacy

The App is intended for a general audience and is not specifically directed to children under the age of 16. We do not knowingly collect personal information from children through the App’s core functionality.

If you believe that a child has provided personal information, please contact us so we can take appropriate action.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in the App, legal requirements, or third-party service usage.

Any updates will be posted on this page, and the “Last updated” date will be revised accordingly.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, you may contact us at:

Developer: mindi.id Team

Website: https://mindi.id

Email: info@mindi.id