mindi.id

Effective Date: June 16, 2025

This Privacy Policy explains how the "Simulasi KPR" mobile application (the "App"), developed by mindi.id Team, handles information. We're committed to protecting your privacy and ensuring a transparent user experience.

1. Introduction

The "Simulasi KPR" App is designed to help users simulate home loan (KPR) calculations. We, the mindi.id Team, do not directly collect any personal data from our users through this App. All calculations are performed within the app based on inputs you provide, and these inputs are not stored or transmitted by us.

2. Data We Don't Collect Directly

We want to make it clear that the "Simulasi KPR" App itself does not collect, store, or transmit any of your personal information, such as your name, email address, financial details (beyond what you input for simulation purposes, which is not saved), or device identifiers (beyond what third-party services may collect as described below). We don't use cookies or similar technologies to track your activity within the App.

Any data you enter into the App for simulation purposes (like loan amount, interest rate, tenor) is processed locally on your device and is not saved or sent to our servers or any third party by the App. Once you close the app, this input data is cleared.

3. No Access to Sensitive Data or Location Permissions

The "Simulasi KPR" App does not request or access any sensitive data on your device, such as your contacts, photos, microphone, or camera. Crucially, this application does not require location permissions and will not access your device's location at any time.

4. Third-Party Data Collection

While we don't collect any data directly from your use of the simulation features, our App integrates with third-party services that may collect information. These third parties have their own privacy policies that govern their use of information. We've carefully chosen these services based on their reputation and adherence to privacy principles.

a. Google AdMob (for Analytics and Advertisements)

Our App uses Google AdMob to display advertisements and for analytics purposes. AdMob is a service provided by Google Ireland Limited (if you're in the EEA or Switzerland) or Google LLC (if you're elsewhere).

  • What AdMob May Collect: AdMob may collect certain information from your device, such as your device identifier (e.g., Android Advertising ID), IP address, device type, operating system, and information about your interaction with the advertisements displayed. This data is used to:
    • Serve relevant advertisements to you.
    • Measure the performance of advertisements.
    • Provide analytics regarding app usage and ad impressions.
    • Prevent fraudulent activity.
  • How AdMob Uses Data: AdMob's use of data is governed by Google's Privacy Policy, which you can find at: https://policies.google.com/privacy. We encourage you to review Google's Privacy Policy to understand how they process your information.
  • Your Choices Regarding AdMob:
    • Personalized Ads: You can control personalized advertising on your device through your device settings. For Android devices, you can usually find these settings under "Google" -> "Ads" or "Settings" -> "Privacy" -> "Ads." Here, you can reset your advertising ID or opt out of interest-based ads.
    • Google Analytics for Firebase: AdMob's analytics capabilities are often tied to Google Analytics for Firebase. You can find more information on how Google uses data from apps and sites that use its services at: https://policies.google.com/technologies/partner-sites

5. Data Security

While we don't directly collect personal data, we're committed to ensuring the security of the App itself. We implement reasonable technical and organizational measures to protect the App and your device from unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the internet or method of electronic storage is 100% secure.

6. Children's Privacy

Our App is designed for a general audience. We do not knowingly collect personal data from children under the age of 16. If you're a parent or guardian and you believe that your child has provided us with personal information (e.g., through third-party services), please review the privacy policies of those third-party services or contact them directly.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We'll notify you of any changes by posting the new Privacy Policy within the App. You're advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they're posted within the App.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

mindi.id Team [info@mindi.id]